Blog Industry News
Industry News

Citi and American Airlines Forge a New Era in Co-Branded Credit Cards

What the extended partnership means for your rewards and travel plans.

A Milestone in Airline Loyalty Programs

In a significant move for travelers, American Airlines and Citi have announced the extension of their co-branded credit card partnership for another decade. This renewed agreement not only solidifies Citi's role as the exclusive issuer of the AAdvantage® credit card portfolio in the U.S. but also promises a range of new benefits for cardholders. With over 37 years of collaboration, this partnership is poised to enhance the value offered to millions of AAdvantage members, highlighting the evolving landscape of airline loyalty programs.

Why This Matters for Cardholders

The importance of this partnership cannot be overstated. Co-branded credit cards are a crucial revenue stream for airlines, generating billions through the sale of frequent flyer miles to banks. In fact, American Airlines reported a staggering $5.6 billion in revenue from such deals over the past year. This new agreement is expected to drive even more significant growth, with projections of a 10% annual increase in revenue from co-branded cards. As part of the transition, Citi is set to acquire the Barclays American Airlines co-branded card portfolio, allowing current Barclays cardholders to enjoy the same benefits while also unlocking new rewards.

Unlocking New Benefits

Under this expanded partnership, cardholders can anticipate exciting enhancements to their AAdvantage® credit cards. For instance, the Citi® / AAdvantage® Platinum Select World Elite Mastercard currently offers 2 miles per dollar spent on eligible American Airlines purchases and 1 mile on other purchases, along with first checked bag free on domestic flights. With the new agreement, cardholders could see additional perks such as increased earning potential on everyday purchases and exclusive access to travel experiences. Now is an excellent time to consider applying for these cards, particularly with the competitive welcome offers currently available, which can include bonus miles and no annual fee for the first year.

SuperPay picks the best card for every purchaseStop guessing which card to use. SuperPay analyzes your wallet and tells you the optimal card at every merchant — automatically.
Download Free

Take Action: Consider Your Options

With Citi poised to enhance its offerings, it’s a great moment for potential cardholders to dive into the AAdvantage® portfolio. The current AAdvantage® MileUp Card, for example, offers 10 miles per dollar on eligible American Airlines purchases, making it a valuable addition for anyone looking to maximize their travel rewards. Given the upcoming changes, applying for these cards now could position you well to benefit from enhanced rewards in the future.

Simplify Your Strategy with SuperPay

As you explore the new opportunities presented by this partnership, consider utilizing SuperPay to streamline your credit card strategy. With the Rewards Roadmap (PRO+), you can receive a personalized plan tailored to maximize your points across all your cards. This tool will help you navigate the evolving landscape of credit card rewards effortlessly, ensuring you never miss out on the best earning potential available to you.

Your Next Steps

Ready to elevate your rewards? Download SuperPay on the App Store today and start optimizing your credit card strategy to make the most of the exciting changes ahead with the Citi and American Airlines partnership.

Share This Article

Ready to Stop Leaving Money on the Table?

SuperPay tells you exactly which card to use for every purchase. AI-powered. Always optimizing.

Best Cards by Category

🍽️ Dining ✈️ Travel ⛽ Gas 🛒 Groceries 🛍️ Online Shopping 📺 Streaming View All Categories →