The intelligence layer behind every transaction
SuperPay analyzes your cards, reward structures, merchant categories, and spending patterns in real time — automatically optimizing every swipe, tap, and checkout.
Users unlock an average of $1,200+ in missed rewards per year — without thinking about it.
Available everywhere you shop
One account works across all your devices. Add your cards once, get recommendations everywhere.
Mobile App
Full card management, credit health tools, spending insights, and AI-powered optimization on the go.
- Smart card recommendations for any purchase
- Credit utilization dashboard
- Spending insights & reward tracking
- AI explanations for every recommendation
- Location-based merchant detection
Get Early Access
Be the first to know when SuperPay launches. We'll send you the download link directly.
You're on the list!
We'll send you the download link as soon as SuperPay launches.
Browser Extension
Smart merchant detection on virtually any retailer site with card recommendations that appear right when you need them.
- Detects any online store automatically
- Shows best card at checkout overlay
- Proactive notifications on retailer sites
- AI-powered insights at checkout
- Syncs with your mobile account
How SuperPay works
Three simple steps to start earning more rewards on every purchase
Add cards & set goals
Search from 200+ popular US credit cards with auto-filled reward rates. Then set your financial goals — maximize rewards, protect credit, stay on budget — so SuperPay knows exactly what to optimize for.
Shop normally
Browse and shop as usual. SuperPay detects the merchant and category automatically — online and in-store.
Get AI-powered recommendations
SuperPay instantly recommends the optimal card for every purchase — tailored to your goals, with AI-powered explanations so you always know why.
Your goals. Our intelligence.
SuperPay doesn't just find the best card — it finds the best card for you. Every recommendation is shaped by the financial goals you set. And with our AI Rewards Roadmap, your goals become month-by-month action plans.
Maximize Rewards
Always use the card that earns the most rewards per dollar. SuperPay calculates category bonuses, rotating multipliers, and spending caps in real time.
Protect Credit Health
Keep utilization low by routing charges to cards with room. SuperPay helps protect your credit health by managing what you can control.
Hit Every Bonus
Never miss a signup bonus, rotating category, or card perk. SuperPay routes spending to cards with active bonuses and alerts you before benefits expire.
Budget Conscious
Track spending limits and get alerts when approaching caps. SuperPay helps you stay disciplined while still earning rewards.
Travel Rewards Focus
Prioritize miles and travel points over cash back. Every purchase is optimized to get you closer to your next trip.
Cash Back Only
Maximize cash back earnings and ignore points and miles. Simple, immediate value on every transaction.
Turn Any Goal Into a Personalized Plan
Our AI Rewards Roadmap analyzes your cards, spending, and the best offers on the market — then builds a month-by-month strategy to reach your financial goal. Try it below.
Smart recommendations at checkout
The SuperPay browser extension automatically detects when you're on a checkout page and shows your best card — no extra clicks needed.
- Recognizes 340+ merchants including Amazon, Walmart, Target, and more
- AI explains why a card is optimal for each specific purchase
- Considers your financial goals — travel, cash back, credit health
- Log purchases directly from the checkout overlay
SuperPay
Install for Chrome
Get set up in under 2 minutes — here's how
Download the Chrome extension
Click the button below to download the SuperPay extension as a .zip file, then unzip it to a folder on your computer.
Open Chrome Extensions
In Chrome, go to chrome://extensions or click the menu (three dots) and select Extensions > Manage Extensions. Then turn on Developer mode using the toggle in the top-right corner.
Load the extension
Click Load unpacked in the top-left, then select the unzipped superpay-extension folder. The SuperPay icon will appear in your toolbar.
Sign in and start saving
Click the SuperPay icon in your toolbar and sign in with your account. That's it — SuperPay will automatically detect checkouts and recommend your best card.
Coming soon to the Chrome Web Store — Once available, you'll be able to install with one click and get automatic updates. For now, follow the steps above for early access.
Trusted by optimizers everywhere
See why users choose SuperPay as their financial intelligence layer
"I had no idea I was using the wrong card for groceries. SuperPay saved me $340 in the first year."
"The browser extension is a game-changer. It pops up at checkout and tells me exactly which card to grab."
"Finally an app that makes sense of all my credit card perks. The AI explanations are brilliant."
See your AI Rewards Roadmap in action
Pick a goal, tell us about your spending, and watch our engine build a personalized strategy — using real cards and real welcome bonuses on the market right now.
Set a goal. Get a plan. Watch your rewards work.
The AI Rewards Roadmap transforms SuperPay from transaction-level optimization into goal-level financial intelligence.
AI-powered rewards roadmaps
Tell SuperPay your goal — a trip, a cash target, or a points milestone — and our AI engine builds a personalized month-by-month strategy with real market data.
- Spend projection engine analyzes your real patterns
- Month-by-month card and category assignments
- Smart new card recommendations with welcome bonus analysis
- Auto-detects your best points ecosystem (Chase UR, Amex MR, etc.)
- AI progress updates with course-correction advice
- Welcome bonus deadline tracking and alerts
Simple, transparent pricing
Start free. Upgrade when you're ready to unlock the full power of transaction intelligence.
- 3 credit cards
- 1 financial goal
- Full optimizer access
- 2 bank connections
- Unlimited cards & goals
- Advanced spending insights
- AI explanations
- Credit builder tools
- 24-month analysis
- AI Rewards Roadmap
- Goal-Based Strategy
- Monthly Progress Reports
- Priority Support
- All Pro features included
From decision fatigue to automated optimization
Every purchase used to require mental math.
Which card? Which multiplier? Is this 3x? 5%? Rotating category?
SuperPay removes the question entirely.
The system evaluates the transaction and selects the highest-yield card instantly.
You spend.
Shop as you normally would
SuperPay thinks.
AI optimizes every transaction