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Updated August 2026

Best Credit Cards for Everything Else (2026)

36 credit cards ranked by everything else reward rate. Find the best card for your everything else spending and stop leaving rewards on the table.

1
U.S. Bank Altitude Reserve
U.S. Bank Altitude Reserve
usbank
Annual Fee: $400Base Rate: 1xNetwork: visa
points
10xEverything Else
2
My GM Rewards Card
My GM Rewards Card
goldman_sachs
Annual Fee: $0Base Rate: 3xNetwork: mastercard
points
7xEverything Else
3
U.S. Bank Altitude Reserve
U.S. Bank Altitude Reserve
usbank
Annual Fee: $400Base Rate: 1xNetwork: visa
points
5xEverything Else
4
Citi Custom Cash Card
Citi Custom Cash Card
citi
Annual Fee: $0Base Rate: 1%Network: mastercard
cashback
5%Everything Else
5
Wyndham Rewards Earner Business
Wyndham Rewards Earner Business
barclays
Annual Fee: $149Base Rate: 1xNetwork: visa
points
5xEverything Else
6
Chase Freedom Flex
Chase Freedom Flex
chase
Annual Fee: $0Base Rate: 1%Network: mastercard
cashback
5%Everything Else
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Browse by Spending Category

🍽️Dining144 cards ✈️Travel150 cards ⛽Gas103 cards 🛒Groceries85 cards 🛍️Online Shopping31 cards 🚇Transit31 cards 📺Streaming23 cards 🎬Entertainment19 cards 🏬Shopping12 cards 🏠Home Improvement11 cards 💊Drugstores8 cards 📣Advertising9 cards 📦Shipping11 cards 🖨️Office Supplies18 cards 📱Telecom & Internet23 cards 💻Software & SaaS9 cards 🚗Vehicle Rental15 cards 💳Everything Else36 cards

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How We Rank Cards

Cards are ranked by their bonus reward rate in the selected spending category. SuperPay's database tracks 348+ credit cards across 12 spending categories, with reward rates verified and updated daily via AI. Rankings consider the category-specific bonus multiplier — the higher the rate, the higher the ranking. Annual fees and base reward rates are shown for context. For personalized recommendations based on your full card portfolio and spending patterns, download the SuperPay app.