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Updated maggio 2026

Best Credit Cards for Shopping (2026)

16 credit cards ranked by shopping reward rate. Find the best card for your shopping spending and stop leaving rewards on the table.

1
Kohl's Charge Card
Kohl's Charge Card
other
Annual Fee: $0Base Rate: 7.5%Network: visa
cashback
7.5%Shopping
2
Target REDcard Credit Card
Target REDcard Credit Card
other
Annual Fee: $0Base Rate: 0%Network: visa
cashback
5%Shopping
3
Target Mastercard
Target Mastercard
other
Annual Fee: $0Base Rate: 1%Network: mastercard
cashback
5%Shopping
4
TJX Rewards Platinum Mastercard
TJX Rewards Platinum Mastercard
other
Annual Fee: $0Base Rate: 1%Network: mastercard
cashback
5%Shopping
5
United Club Infinite Card
United Club Infinite Card
chase
Annual Fee: $695Base Rate: 1xNetwork: visa
miles
5xShopping
6
Guitar Center Credit Card
Guitar Center Credit Card
synchrony
Annual Fee: $0Base Rate: 5xNetwork: mastercard
points
5xShopping
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13 more shopping cards

Download SuperPay to see all 16 ranked cards, get personalized recommendations based on your wallet, and never miss the best card for any purchase.

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Shop smarter with the right card every time

SuperPay identifies the best card for every retail purchase — whether it's a department store, boutique, or big-box retailer. Maximize rewards on every shopping trip.

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Browse by Spending Category

🍽️Dining172 cards ✈️Travel139 cards ⛽Gas135 cards 🛒Groceries109 cards 🛍️Online Shopping68 cards 🚇Transit24 cards 📺Streaming27 cards 🎬Entertainment24 cards 🏬Shopping16 cards 🏠Home Improvement11 cards 💊Drugstores7 cards 📣Advertising7 cards 📦Shipping10 cards 🖨️Office Supplies14 cards 📱Telecom & Internet9 cards 💻Software & SaaS9 cards 🚗Vehicle Rental5 cards 💳Everything Else113 cards

How We Rank Cards

Cards are ranked by their bonus reward rate in the selected spending category. SuperPay's database tracks 348+ credit cards across 12 spending categories, with reward rates verified and updated daily via AI. Rankings consider the category-specific bonus multiplier — the higher the rate, the higher the ranking. Annual fees and base reward rates are shown for context. For personalized recommendations based on your full card portfolio and spending patterns, download the SuperPay app.