A quiet change that makes your points go further
Air Canada just made a valuable tweak to Aeroplan redemptions: primary holders of the Chase Air Canada Aeroplan Credit Card now get at least 15% off the Aeroplan points required for eligible Air Canada award flights. Rolled out alongside the card’s September refresh, the discount shows up automatically when you’re signed in — and it can combine with Aeroplan’s powerful Priority Rewards vouchers for even deeper savings. ([thepointsguy.com](https://thepointsguy.com/credit-cards/chase-air-canada-aeroplan-card-award-discount/))
What exactly changed — and why it matters
Published Sept. 25, 2026, The Points Guy reports that the card now cuts the points price on eligible Air Canada-operated awards by a minimum of 15%. The rules are straightforward: you must be the primary cardholder, book through Air Canada channels, and include at least one segment on Air Canada, Air Canada Express or Air Canada Rouge. The discount reduces only the points portion of the fare; taxes and fees are unchanged. Authorized users don’t trigger the discount on their own, but everyone on the same reservation benefits when the primary cardholder books. For partner-only itineraries, no discount applies. ([thepointsguy.com](https://thepointsguy.com/credit-cards/chase-air-canada-aeroplan-card-award-discount/))
Why this matters: Aeroplan already offers competitive partner pricing, wide transfer options, and the ability to add a stopover for 5,000 points. A built-in points cut on Air Canada flights makes the program even more compelling for U.S. travelers who can easily move bank points into Aeroplan. ([thepointsguy.com](https://thepointsguy.com/credit-cards/chase-air-canada-aeroplan-card-award-discount/))
How the 15% discount works in real life
Think of the discount as an instant sale on the points price you see when shopping Air Canada awards. If a non-cardholder sees 100,000 points one-way in business class, a primary cardholder would pay 85,000 points for the same seat, assuming at least one segment is operated by Air Canada. That savings alone can cover a meaningful chunk of the card’s $195 annual fee in a single redemption, especially if you value Aeroplan points at around 1.5 cents each, as TPG’s September valuations suggest. ([thepointsguy.com](https://thepointsguy.com/credit-cards/chase-air-canada-aeroplan-card-award-discount/))
The real magic is the stack with Priority Rewards — Aeroplan’s 50% off vouchers for eligible routes and cabins. Apply a Priority Reward first, then the 15% discount hits the reduced price. Example: a U.S.–Canada economy award priced at 30,000 points would drop to 15,000 with a Priority Reward, then to 12,750 points after the cardholder discount — a total reduction of more than 57%. Taxes and fees are unchanged in both scenarios. ([thepointsguy.com](https://thepointsguy.com/credit-cards/chase-air-canada-aeroplan-card-award-discount/))
A few fine-print wins to know:
- Mixed itineraries still qualify as long as one segment is operated by Air Canada (including Rouge/Express). If it’s all partners, no discount. ([thepointsguy.com](https://thepointsguy.com/credit-cards/chase-air-canada-aeroplan-card-award-discount/))
- The discount applies when the primary cardholder books and is signed in; it’ll cover all passengers on the reservation. ([thepointsguy.com](https://thepointsguy.com/credit-cards/chase-air-canada-aeroplan-card-award-discount/))
- Changes and cancellations follow standard Aeroplan award rules; to keep the discount on a changed itinerary, you must still be the primary cardholder at reissue. ([thepointsguy.com](https://thepointsguy.com/credit-cards/chase-air-canada-aeroplan-card-award-discount/))
Who benefits most — and how to plan bookings
Two groups should lean in right away. First, U.S.-based travelers connecting onto long-haul Air Canada flights — say, United to Toronto, then Air Canada across the Atlantic — because a single Air Canada segment unlocks the discount on the whole award. Second, Aeroplan elites who earn Priority Rewards: the stack turns good deals into great ones, particularly for premium cabins. If you’re aiming for a voucher, the refreshed card can help you reach Aeroplan Milestone Benefits with up to 25,000 Status Qualifying Credits via card activity — enough to select a Priority Reward once you cross the first threshold. ([thepointsguy.com](https://thepointsguy.com/credit-cards/chase-air-canada-aeroplan-card-award-discount/))
From a budgeting perspective, tally how many Air Canada–operated awards you book in a year. TPG pegs Aeroplan at 1.5 cents per point; saving roughly 13,000 points through this perk would offset the entire $195 annual fee on points value alone, before you count any other card benefits. ([thepointsguy.com](https://thepointsguy.com/credit-cards/chase-air-canada-aeroplan-card-award-discount/))
Should you apply for the Aeroplan card now?
The card’s relaunch came with a bigger package of benefits — and a higher annual fee. The annual fee rose from $95 to $195, but there’s now up to $100 in annual Air Canada statement credits (one $50 credit for the rest of 2026; starting 2027, up to $50 in each half of the year). You’ll also get automatic Aeroplan 25K status every year with no spend requirement, a free first checked bag for you and up to eight companions on the same itinerary, and refreshed earn rates including 3x on general travel and up to 5x total on eligible Air Canada tickets when you factor in 25K status earn. Dining and grocery earn 3x through Dec. 31, 2026, then 2x starting Jan. 1, 2027. ([thepointsguy.com](https://thepointsguy.com/news/chase-aeroplan-card-refresh-september-2026/))
Right now, new applicants can earn up to 115,000 bonus Aeroplan points: 75,000 points after $4,000 in purchases within three months, plus 40,000 more after $20,000 in purchases within 12 months. TPG calls this the highest welcome offer it has seen on the card. If you routinely book one or two Air Canada itineraries a year — especially in premium cabins — the 15% discount plus the bonus can be a strong one‑two punch. Also note: the legacy 10% Chase Ultimate Rewards transfer bonus to Aeroplan is scheduled to sunset after Dec. 31, 2026, per TPG’s coverage of the refresh, so plan your bank‑point strategy accordingly. ([thepointsguy.com](https://thepointsguy.com/news/chase-aeroplan-card-refresh-september-2026/))
Make this strategy effortless with SuperPay
This benefit shines when you know which bookings will qualify and which card gets you closest to your next award. SuperPay’s Rewards Roadmap (PRO+) builds a personalized plan across all your cards: it shows how quickly you can reach your target Aeroplan balance, when to shift spend to travel categories to accelerate earnings, and how a single long‑haul redemption could recoup your annual fee via the 15% discount.
Already booked? Use SuperPay’s Receipt Scanner to snap your Air Canada e‑receipt. You’ll see exactly how many points you redeemed, the discount you received as a cardholder, what taxes and fees remained, and how many points you could have saved by layering a Priority Reward on the same route. Next time you’re at the airport, SuperPay’s Real‑time notifications can nudge you to use the Aeroplan card at check‑in or for onboard purchases that trigger your Air Canada statement credit.
Your next move
If Air Canada sits on your 2026–2027 travel map, this is a timely upgrade. Apply for the Chase Air Canada Aeroplan Credit Card while the elevated bonus is available, connect it to your Aeroplan account, and target itineraries with at least one Air Canada–operated segment. Then let SuperPay’s Rewards Roadmap turn that new 15% discount into a concrete redemption plan.
Download SuperPay on the App Store and start optimizing your rewards today.