Updated April 2026

Best Credit Cards for Dining (2026)

102 credit cards ranked by dining reward rate. Find the best card for your dining spending and stop leaving rewards on the table.

1
Hilton Honors Aspire
Hilton Honors Aspire
amex
Annual Fee: $550Base Rate: 3xNetwork: amex
points
7xDining
2
Hilton Honors Surpass
Hilton Honors Surpass
amex
Annual Fee: $150Base Rate: 3xNetwork: amex
points
6xDining
3
Citi Custom Cash Card
Citi Custom Cash Card
citi
Annual Fee: $0Base Rate: 1xNetwork: mastercard
cashback
5xDining
4
Wyndham Rewards Earner Business
Wyndham Rewards Earner Business
barclays
Annual Fee: $95Base Rate: 1xNetwork: visa
points
5xDining
5
IHG One Rewards Premier
IHG One Rewards Premier
chase
Annual Fee: $99Base Rate: 3xNetwork: mastercard
points
5xDining
6
Citi Hilton Honors Visa
Citi Hilton Honors Visa
citi
Annual Fee: $0Base Rate: 3xNetwork: visa
points
5xDining
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17 more dining cards

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How We Rank Cards

Cards are ranked by their bonus reward rate in the selected spending category. SuperPay's database tracks 166+ credit cards across 12 spending categories, with reward rates verified and updated daily via AI. Rankings consider the category-specific bonus multiplier — the higher the rate, the higher the ranking. Annual fees and base reward rates are shown for context. For personalized recommendations based on your full card portfolio and spending patterns, download the SuperPay app.