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Chase Rolls Out New Instacart Benefits for Cardholders: Here's What You Need to Know

Complimentary memberships and monthly credits enhance value for select Chase cards.

A New Era for Grocery Shopping

Imagine having your groceries delivered while simultaneously earning rewards on your credit card. For many Chase cardholders, this is now a reality. As of May 1, 2025, Chase has expanded its partnership with Instacart, offering substantial new benefits that include a complimentary three-month Instacart+ membership and a $10 monthly statement credit for Instacart purchases. This initiative marks a significant shift in how credit card rewards can be utilized, particularly for those who frequently rely on grocery delivery services.

Why This Matters

The launch of these benefits is timely, especially as more consumers turn to online grocery shopping. According to a report by The Points Guy, the new offerings are available to cardholders of various Chase co-branded cards, including the IHG One Rewards and Marriott Bonvoy cards, among others. The potential savings can reach up to $120 annually, making these cards even more appealing for consumers looking to offset annual fees and maximize their rewards. For those who already use Instacart, this could mean substantial savings on delivery fees while enjoying additional perks like exclusive streaming subscriptions through Instacart+.

Unlocking the Value of Your Card

To take full advantage of these new benefits, cardholders should first ensure they have an eligible card. Some of the standout options include the IHG One Rewards Premier Credit Card and the Marriott Bonvoy Boundless Credit Card. Once enrolled, cardholders will enjoy not only the free membership but also the monthly $10 credits, which can be used towards any Instacart purchases. For those with Chase Ink Business cards, the benefits are even more generous, offering a $20 monthly credit.

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This is a prime opportunity for consumers to evaluate their current card portfolio. If you don’t already have a card that offers these benefits, now may be the perfect time to apply. With many cards currently featuring attractive welcome bonuses — such as the IHG One Rewards Premier Credit Card offering 80,000 points after spending $2,000 in the first three months — you could see immediate value from your application.

Make the Most of Your Rewards with SuperPay

Navigating these new benefits can be simplified with SuperPay. The app’s Smart Card Picker feature tells you exactly which card to use for your Instacart purchases, ensuring you maximize your rewards at checkout. Additionally, SuperPay’s Category Tracking will automatically monitor these new bonus categories, so you never miss out on earning your credits. By utilizing SuperPay, you can effortlessly manage your credit card strategies, allowing you to focus more on enjoying your shopping experience rather than worrying about which card to use.

Your Next Steps

If you’re a Chase cardholder or considering applying for one of these cards, now is the time to act. Download SuperPay on the App Store and start optimizing your rewards today. With the added benefits from Instacart and the powerful tools offered by SuperPay, you can turn your everyday grocery shopping into a rewarding experience. Don’t miss out on the chance to save while you shop!

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