Discover’s Q2 2026 Cash Back Categories: A Spring Opportunity for Savvy Shoppers
Earn 5% cash back at restaurants and home improvement stores this spring with Discover it® Cash Back.
Read article →Updated maio de 2026
Best Credit Cards for Home Improvement (2026)
11 credit cards ranked by home improvement reward rate. Find the best card for your home improvement spending and stop leaving rewards on the table.
1
U.S. Bank Small Business Visa Card
usbank
Annual Fee: $0Base Rate: 1%Network: visa
cashback5%Home Improvement
2
Home Depot Commercial Account
other
Annual Fee: $0Base Rate: 0%Network: visa
cashback5%Home Improvement
3
Lowe's Advantage Card
other
Annual Fee: $0Base Rate: 0%Network: visa
cashback5%Home Improvement
4
U.S. Bank Cash+
usbank
Annual Fee: $0Base Rate: 1%Network: visa
cashback5%Home Improvement
5
Home Depot Consumer Credit Card
other
Annual Fee: $0Base Rate: 0%Network: visa
cashback5%Home Improvement
6
Lowe's Business Advantage
other
Annual Fee: $0Base Rate: 0%Network: visa
cashback5%Home Improvement
Build your project and your rewards
Home Depot, Lowe's, hardware stores — SuperPay tells you which card earns the most on home improvement purchases so every project pays you back.
Download for iPhoneBrowse by Spending Category
Dining172 cards
Travel139 cards
Gas135 cards
Groceries109 cards
Online Shopping68 cards
Transit24 cards
Streaming27 cards
Entertainment24 cards
Shopping16 cards
Home Improvement11 cards
Drugstores7 cards
Advertising7 cards
Shipping10 cards
Office Supplies14 cards
Telecom & Internet9 cards
Software & SaaS9 cards
Vehicle Rental5 cards
Everything Else113 cards
How We Rank Cards
Cards are ranked by their bonus reward rate in the selected spending category. SuperPay's database tracks 348+ credit cards across 12 spending categories, with reward rates verified and updated daily via AI. Rankings consider the category-specific bonus multiplier — the higher the rate, the higher the ranking. Annual fees and base reward rates are shown for context. For personalized recommendations based on your full card portfolio and spending patterns, download the SuperPay app.