Updated maio de 2026

Best Credit Cards for Everything Else (2026)

113 credit cards ranked by everything else reward rate. Find the best card for your everything else spending and stop leaving rewards on the table.

1
First Progress Platinum Prestige Mastercard Secured Credit Card
First Progress Platinum Prestige Mastercard Secured Credit Card
first_progress
Annual Fee: $49Base Rate: 1%Network: mastercard
cashback
10%Everything Else
2
My GM Rewards Card
My GM Rewards Card
goldman_sachs
Annual Fee: $0Base Rate: 4xNetwork: mastercard
points
7xEverything Else
3
Radisson Rewards Visa
Radisson Rewards Visa
usbank
Annual Fee: $75Base Rate: 1xNetwork: visa
points
5xEverything Else
4
Kohl's Charge Card
Kohl's Charge Card
other
Annual Fee: $0Base Rate: 7.5%Network: visa
cashback
5%Everything Else
5
Wyndham Rewards Earner Business
Wyndham Rewards Earner Business
barclays
Annual Fee: $95Base Rate: 1xNetwork: visa
points
5xEverything Else
6
IHG One Rewards Premier Business
IHG One Rewards Premier Business
chase
Annual Fee: $99Base Rate: 3xNetwork: mastercard
points
5xEverything Else
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How We Rank Cards

Cards are ranked by their bonus reward rate in the selected spending category. SuperPay's database tracks 348+ credit cards across 12 spending categories, with reward rates verified and updated daily via AI. Rankings consider the category-specific bonus multiplier — the higher the rate, the higher the ranking. Annual fees and base reward rates are shown for context. For personalized recommendations based on your full card portfolio and spending patterns, download the SuperPay app.