5% dining cashback
3x travel points
4% groceries
2x gas rewards
6% streaming
New: SuperPay AI Extension v1.5 for Chrome & Safari

每一笔 交易

SuperPay 实时分析您的卡片、奖励结构、商家类别和消费习惯——自动优化每一次刷卡、点击和结账。

用户通常每年发现 $1,500–$5,000+ 被错过的奖励——无需思考。

300+
Reward Systems Modeled
200M+
Merchants Identified
Real-Time
Optimization Engine
$0
Activation Cost
SuperPay Dashboard
Dashboard
Smart Optimize
Smart Optimize
Card Manager
My Cards
Official Financial Data Partner
Who it's for

Every layer of the payments stack. Covered.

5% dining cashback
3× travel points
$180 saved this month
2% everywhere else
Consumer App · iOS & Android

The intelligence your wallet should've had from day one.

Every purchase. Every card. Best pick in real time — before you tap. Rewards, credit health, and 12-month financial impact in one place.

$2,400
avg. yearly gain
200M+
merchants covered
300+
reward programs
await superpay.recommend(
merchant: "starbucks"
)
→ Chase Sapphire · 3× dining
Merchant API

Smarter checkout.
Higher conversion.

One endpoint. Your shoppers see their best card — at point of sale, in real time.

Explore API
White-label ready
Your brand. Your data perimeter.
Bank Partner API

Your portfolio.
Your brand. Smarter.

Card intelligence built into your banking experience. Branded, secure, zero data exposure.

Apply for access
superpay — api shell
$ superpay query \
--merchant amazon \
--amount 249.99 \
--format json
Resolving merchant category...
Scoring 12 eligible cards...
{
"card": "Amex Blue Cash Preferred",
"rate": 6.0,
"earned": "$15.00",
"reason": "6% on US online retail"
}
$ |
Agentic API

Card intelligence
as a primitive.

Autonomous queries. No UI, no human in the loop. REST, webhooks, any stack.

Read the docs
PRO+ FLAGSHIP FEATURE

Set a goal. Get a plan. Watch your rewards work.

The Rewards Roadmap turns SuperPay from transaction-level optimization into goal-level financial intelligence. Pick a goal below to build yours in seconds.

Try Pro+ Now — Live Demo
Build your Rewards Roadmap
Step 1: What's your goal?
● For Businesses · v1 Public API

Own the smartest checkout on the internet.

The Card-Recommendation Widget is free, forever — no fees, no rev share, no contract. One <script> tag shows shoppers their top 3 cards for this purchase — stacked, tappable rows, best first — lifting checkout confidence and AOV.

30 seconds to install

One <script> tag and one <div>. No SDK, no build step, no processor change. Works on Shopify, Magento, custom carts.

Higher AOV at checkout

Shoppers who see real cash-back math on their top 3 cards — and an optional "effective cost after rewards" line under the pay button — reach for higher-tier carts. The widget rewards spending; it never blocks the buy button.

Privacy-first by default

We never see card numbers. v0 is anonymous — no shopper PII ever leaves your checkout.

$0

Free, forever

$0 to install · $0 monthly · $0 per call. Treat it as a brand mark — keep 100% of the lift.

See it in action

Your dashboard, your cards, your rewards — optimized automatically

Dashboard
Dashboard
Rewards tracking, credit health, and smart actions
Smart Optimize
Smart Optimize
AI-powered card recommendations with explanations
Card Manager
My Cards
Full portfolio with category bonuses and utilization
Rewards Roadmap
Rewards Roadmap
AI-built action plans to reach your financial goals
Bank Connect
Bank Connect
Secure Plaid integration with 12,000+ institutions

Smart recommendations at checkout

The SuperPay browser extension automatically detects when you're on a checkout page and shows your best card — no extra clicks needed.

  • Identifies any merchant worldwide via GPS — from major retailers to local businesses
  • See why a card is optimal for each specific purchase
  • Considers your financial goals — travel, cash back, credit health
  • Log purchases directly from the checkout overlay
×
Dining at SoHo House West Hollywood
Dining
USE THIS CARD
Amex Gold Card ····9217
4x points · ~$9.52 on $238.00
BEST
Smart Insight
Your Amex Gold earns 4x on dining worldwide — that's 952 points worth ~$9.52 on this $238 tab at SoHo House. Your Citi Double Cash only earns 2% here.
Paying with a premium credit card at an upscale restaurant

Install for Chrome

Get set up in under 2 minutes — here's how

1

Download the Chrome extension

Click the button below to download the SuperPay extension as a .zip file, then unzip it to a folder on your computer.

⬇ Download for Chrome (v1.5.0)

2

Open Chrome Extensions

In Chrome, go to chrome://extensions or click the menu (three dots) and select Extensions > Manage Extensions. Then turn on Developer mode using the toggle in the top-right corner.

3

Load the extension

Click Load unpacked in the top-left, then select the unzipped superpay-extension folder. The SuperPay icon will appear in your toolbar.

4

Sign in and start saving

Click the SuperPay icon in your toolbar and sign in with your account. That's it — SuperPay will automatically detect checkouts and recommend your best card.

Coming soon to the Chrome Web Store — Once available, you'll be able to install with one click and get automatic updates. For now, follow the steps above for early access.

Trusted by optimizers everywhere

See why users choose SuperPay as their financial intelligence layer

★★★★★

"I had no idea I was using the wrong card for groceries. SuperPay is on track to recover $1,500–$5,000+ a year for me."

Sarah M.
On pace for $1,500–$5,000+/year in recovered rewards
★★★★★

"The browser extension is a game-changer. It pops up at checkout and tells me exactly which card to grab."

James K.
Uses 4 cards optimally across 80+ merchants
★★★★★

"Finally an app that makes sense of all my credit card perks. The explanations for each recommendation are brilliant."

Lisa R.
Earned 24,000 extra miles in 6 months

Simple, transparent pricing

Start free. Upgrade when you're ready to unlock the full power of transaction intelligence.

Free
$0
Forever free
  • 3 credit cards
  • 1 financial goal
  • Full optimizer access
  • 2 bank connections
Popular
Pro
$9.99/mo
or $99/year
  • Unlimited cards & goals
  • Advanced spending insights
  • Smart explanations
  • Credit builder tools
  • 24-month analysis
New
Pro+
$19.99/mo
Everything in Pro, plus:
  • Rewards Roadmap
  • Goal-Based Strategy
  • Monthly Progress Reports
  • Priority Support
  • All Pro features included
For Merchants
Merchant API
Free
No fees, no contract
  • Card-Rec Widget
  • Drop-in widget + REST API
  • Higher AOV at checkout
  • Merchant Partner Guide
Explore API

The intelligence layer for human transactions

You spend.

Shop as you normally would

SuperPay thinks.

Optimizes every transaction