Capital One's New Offer: Earn 1,000 Points on $20 Spent at Major Retailers
Capital One's new promotion offers 1,000 points for spending $20 at select retailers. Here's how to maximize your rewards.
Read article →Updated 2026年6月
Best Credit Cards for Shopping (2026)
6 credit cards ranked by shopping reward rate. Find the best card for your shopping spending and stop leaving rewards on the table.
1
Citi Custom Cash Card
citi
Annual Fee: $0Base Rate: 1%Network: mastercard
cashback5%Shopping
2
TJX Rewards Platinum Mastercard
other
Annual Fee: $0Base Rate: 1%Network: mastercard
cashback5%Shopping
3
Affinity FCU Cash Rewards Visa
other
Annual Fee: $0Base Rate: 1.5%Network: visa
cashback2%Shopping
4
Costco Anywhere Visa Business Card
citi
Annual Fee: $0Base Rate: 1%Network: visa
cashback2%Shopping
5
Delta SkyMiles Reserve Business
amex
Annual Fee: $650Base Rate: 1xNetwork: amex
miles1.5xShopping
6
Disney Premier Visa Card
chase
Annual Fee: $49Base Rate: 1xNetwork: visa
points1xShopping
Shop smarter with the right card every time
SuperPay identifies the best card for every retail purchase — whether it's a department store, boutique, or big-box retailer. Maximize rewards on every shopping trip.
Download for iPhoneBrowse by Spending Category
Dining158 cards
Travel128 cards
Gas104 cards
Groceries76 cards
Online Shopping58 cards
Transit24 cards
Streaming20 cards
Entertainment14 cards
Shopping6 cards
Home Improvement8 cards
Drugstores5 cards
Advertising6 cards
Shipping9 cards
Office Supplies13 cards
Telecom & Internet9 cards
Software & SaaS9 cards
Vehicle Rental5 cards
Everything Else16 cards
How We Rank Cards
Cards are ranked by their bonus reward rate in the selected spending category. SuperPay's database tracks 348+ credit cards across 12 spending categories, with reward rates verified and updated daily via AI. Rankings consider the category-specific bonus multiplier — the higher the rate, the higher the ranking. Annual fees and base reward rates are shown for context. For personalized recommendations based on your full card portfolio and spending patterns, download the SuperPay app.