A timely boost for businesses that live online
If your business runs on a website, today’s news is right in your wheelhouse: the American Express Business Gold Card now includes up to $150 in annual statement credits for eligible U.S. purchases made directly with Squarespace (enrollment required). That’s a real, recurring offset against the card’s $375 annual fee for anyone paying for hosting, domains, or commerce tools through Squarespace. ([doctorofcredit.com](https://www.doctorofcredit.com/american-express-business-gold-card-adds-new-150-squarespace-credit/?utm_source=openai))
What changed—and why it matters
Until now, Business Gold’s credit lineup centered on a $20-per-month stack for select FedEx, Grubhub, and office supply purchases (up to $240 a year, through October 1, 2026) plus a monthly Walmart+ membership credit. Adding a dedicated website credit expands the card’s utility beyond shipping and food delivery into the software-and-services budget most small businesses already have. If your site or online store is on Squarespace, this is money you can plan around each calendar year—no quarterly hoops or portal gymnastics required. ([global.americanexpress.com](https://global.americanexpress.com/card-benefits/view-all/business-gold?utm_source=openai))
The credit sits alongside Business Gold’s core earn engine: 4X Membership Rewards points on the top two categories where your business spends most each billing cycle, from a list that includes U.S. advertising (online/TV/radio), U.S. restaurants (including takeout and delivery), U.S. gas stations, transit, U.S. wireless phone service, and U.S. electronic goods/software and cloud providers—up to $150,000 in combined purchases per calendar year, then 1X. That pairing—targeted credits plus flexible 4X categories—makes the new Squarespace benefit particularly compelling for digital-first companies. ([global.americanexpress.com](https://global.americanexpress.com/card-benefits/detail/4x-membership-rewards-points/business-gold?utm_source=openai))
How to capture the value—step by step
- Enroll before you pay: The Squarespace credit requires benefit enrollment on your Amex Benefits dashboard. Once enrolled, eligible U.S. purchases made directly with Squarespace can trigger credits, up to $150 per calendar year. If you pay monthly, that’s up to $12.50 back per month on a $12–$20 plan; if you’re on an annual plan, the one-time charge can apply toward the full $150 (subject to eligibility and how the transaction codes). ([global.americanexpress.com](https://global.americanexpress.com/card-benefits/terms/business-gold?utm_source=openai))
- Keep it direct: Pay Squarespace directly on your Business Gold. If Amex doesn’t receive the right merchant data (for example, if you route through a third party), the credit may not post. After the charge hits, watch for the statement credit—Amex typically posts these automatically when terms are met. ([squarespace.com](https://www.squarespace.com/amex?utm_source=openai))
- Layer your points: While website subscriptions themselves usually don’t hit one of Business Gold’s 4X categories, many adjacent expenses do. If you’re buying online ads to drive traffic or paying U.S. software/cloud providers for tools like email or analytics, those can fall into 4X territory and accelerate your Membership Rewards earnings up to the $150,000 annual cap. ([global.americanexpress.com](https://global.americanexpress.com/card-benefits/detail/4x-membership-rewards-points/business-gold?utm_source=openai))
Real-world math: does it move the needle?
If you already pay Squarespace $300 a year for a site-and-commerce bundle, the new benefit automatically defrays $150 of that—effectively halving the cost. Combine that with the existing $240 in flexible monthly credits (if you can use FedEx/Grubhub/office supply each month), and you’ve offset as much as $390 in potential value against a $375 annual fee—before counting points or Walmart+. Even if you only use half of the monthly credits in practice, the $150 Squarespace credit meaningfully closes the gap. ([global.americanexpress.com](https://global.americanexpress.com/card-benefits/view-all/business-gold?utm_source=openai))
On the earning side, put just $2,500 a month into two of the 4X categories—say U.S. online advertising and U.S. wireless service—and you’re looking at roughly 120,000 Membership Rewards points a year on that spend alone (4 points per dollar on $30,000). That’s serious travel or statement credit potential, and it’s where Business Gold remains competitive with alternatives like the Chase Ink Business Preferred (3X on select categories) or Capital One Spark Miles (2X everywhere). ([global.americanexpress.com](https://global.americanexpress.com/card-benefits/detail/4x-membership-rewards-points/business-gold?utm_source=openai))
Should you apply now? Who this card fits
If your business already pays Squarespace annually, this new credit is a straightforward win—provided you enroll. For prospective applicants, welcome offers on the Business Gold vary by applicant and channel. Public and targeted offers have recently ranged as high as 200,000 Membership Rewards points after required spend; others may see lower (but still strong) offers. Check what Amex shows you at application—American Express will display your exact offer before approval—and compare it to known targeted ranges reported by industry trackers like Doctor of Credit. ([americanexpress.com](https://www.americanexpress.com/en-us/business/credit-cards/campaign/home/?utm_source=openai))
Two practical tips if you’re considering the card this week:
- Time your Squarespace billing: Because the credit is annual (calendar year), aligning an annual renewal after enrollment can lock in up to $150 this year and another $150 early next year—useful if you’re opening the card midyear and want to maximize two cycles quickly. Always confirm eligibility in your Amex benefits panel first. ([squarespace.com](https://www.squarespace.com/amex?utm_source=openai))
- Weigh the whole package: Factor the $240 in monthly FedEx/Grubhub/office supply credits (through 10/01/2026), the Walmart+ monthly statement credit, and your likely 4X categories. If your spend aligns with two or more of those levers, Business Gold can carry its fee with room to spare. ([global.americanexpress.com](https://global.americanexpress.com/card-benefits/view-all/business-gold?utm_source=openai))
Make it effortless with SuperPay
The easiest way to operationalize this new perk is to let SuperPay do the heavy lifting. Turn on Smart Card Picker, add your Business Gold, and tag your recurring Squarespace expense. SuperPay will flag the Amex as the right card when it matters—so your annual site payment doesn’t slip to the wrong card and forfeit the credit.
For a portfolio-level view, PRO+ members can use Rewards Roadmap to model whether Business Gold belongs in your stack at all. Plug in your ad spend, software costs, wireless bill, and dining/gas mix; Rewards Roadmap projects your annual points and cash-value credits—including the $150 Squarespace line—so you can see the delta versus keeping only a flat‑rate business card. Pair that with Spending Reports to watch the credits and points accrue month by month and verify the impact in real numbers.
Your next move
Download SuperPay on the App Store and start optimizing your rewards today.