Best Credit Cards for Transit (2026)

20 credit cards ranked by transit reward rate. Find the best card for your transit spending and stop leaving rewards on the table.

Citi Custom Cash Card

citi

Annual Fee: $0Base Rate: 1xNetwork: mastercard

cashback

5xTransit

Wells Fargo Autograph Journey

wells_fargo

Annual Fee: $95Base Rate: 1xNetwork: visa

points

3xTransit

Uber One Card

other

Annual Fee: $0Base Rate: 1xNetwork: visa

cashback

3xTransit

Blue Cash Preferred Card

amex

Annual Fee: $95Base Rate: 1xNetwork: amex

cashback

3xTransit

American Express Green Card

amex

Annual Fee: $150Base Rate: 1xNetwork: amex

points

3xTransit

Chase Sapphire Reserve

chase

Annual Fee: $795Base Rate: 1xNetwork: visa

points

3xTransit

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17 more transit cards

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Optimize your daily commute rewards

From subway fares to rideshares, SuperPay recommends the card that earns you the most on every commute — so your daily travel works harder for you.

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Browse by Spending Category

🍽️Dining102 cards ✈️Travel92 cards ⛽Gas72 cards 🛒Groceries62 cards 🛍️Online Shopping49 cards 🚇Transit20 cards 📺Streaming19 cards 🎬Entertainment14 cards 🏬Shopping10 cards 🏠Home Improvement6 cards 💊Drugstores5 cards 💳Everything Else48 cards

How We Rank Cards

Cards are ranked by their bonus reward rate in the selected spending category. SuperPay's database tracks 166+ credit cards across 12 spending categories, with reward rates verified and updated daily via AI. Rankings consider the category-specific bonus multiplier — the higher the rate, the higher the ranking. Annual fees and base reward rates are shown for context. For personalized recommendations based on your full card portfolio and spending patterns, download the SuperPay app.