Updated April 2026
Best Credit Cards for Everything Else (2026)
48 credit cards ranked by everything else reward rate. Find the best card for your everything else spending and stop leaving rewards on the table.
1
Chase Sapphire Reserve
chase
Annual Fee: $795Base Rate: 1xNetwork: visa
points8xEverything Else
2
USAA Cashback Rewards Plus
other
Annual Fee: $0Base Rate: 1xNetwork: visa
cashback5xEverything Else
3
Hilton Honors Business
amex
Annual Fee: $195Base Rate: 3xNetwork: amex
points5xEverything Else
4
Wyndham Rewards Earner Business
barclays
Annual Fee: $95Base Rate: 1xNetwork: visa
points5xEverything Else
5
Radisson Rewards Visa
usbank
Annual Fee: $75Base Rate: 5xNetwork: visa
points5xEverything Else
6
Chase Ink Business Unlimited
chase
Annual Fee: $0Base Rate: 1.5xNetwork: visa
cashback5xEverything Else
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How We Rank Cards
Cards are ranked by their bonus reward rate in the selected spending category. SuperPay's database tracks 166+ credit cards across 12 spending categories, with reward rates verified and updated daily via AI. Rankings consider the category-specific bonus multiplier — the higher the rate, the higher the ranking. Annual fees and base reward rates are shown for context. For personalized recommendations based on your full card portfolio and spending patterns, download the SuperPay app.