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Updated July 2026

Best Credit Cards for Shopping (2026)

15 credit cards ranked by shopping reward rate. Find the best card for your shopping spending and stop leaving rewards on the table.

1
Dick's Sporting Goods Scorecard Visa
Dick's Sporting Goods Scorecard Visa
other
Annual Fee: $0Base Rate: 1xNetwork: visa
points
10xShopping
2
Chase Freedom Flex
Chase Freedom Flex
chase
Annual Fee: $0Base Rate: 1%Network: mastercard
cashback
5%Shopping
3
Hilton Honors Business
Hilton Honors Business
amex
Annual Fee: $195Base Rate: 3xNetwork: amex
points
5xShopping
4
Citi Custom Cash Card
Citi Custom Cash Card
citi
Annual Fee: $0Base Rate: 1%Network: mastercard
cashback
5%Shopping
5
Macy's Star Rewards Card
Macy's Star Rewards Card
other
Annual Fee: $0Base Rate: 1xNetwork: visa
points
5xShopping
6
TJX Rewards Platinum Mastercard
TJX Rewards Platinum Mastercard
other
Annual Fee: $0Base Rate: 1%Network: mastercard
cashback
5%Shopping
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12 more shopping cards

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Shop smarter with the right card every time

SuperPay identifies the best card for every retail purchase — whether it's a department store, boutique, or big-box retailer. Maximize rewards on every shopping trip.

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Browse by Spending Category

🍽️Dining162 cards ✈️Travel130 cards ⛽Gas121 cards 🛒Groceries96 cards 🛍️Online Shopping64 cards 🚇Transit27 cards 📺Streaming29 cards 🎬Entertainment14 cards 🏬Shopping15 cards 🏠Home Improvement16 cards 💊Drugstores10 cards 📣Advertising12 cards 📦Shipping14 cards 🖨️Office Supplies14 cards 📱Telecom & Internet16 cards 💻Software & SaaS16 cards 🚗Vehicle Rental10 cards 💳Everything Else47 cards

How We Rank Cards

Cards are ranked by their bonus reward rate in the selected spending category. SuperPay's database tracks 348+ credit cards across 12 spending categories, with reward rates verified and updated daily via AI. Rankings consider the category-specific bonus multiplier — the higher the rate, the higher the ranking. Annual fees and base reward rates are shown for context. For personalized recommendations based on your full card portfolio and spending patterns, download the SuperPay app.